Stocks finished the week mixed, bookending losses around midweek gains as investors digested fresh inflation data.

The Standard & Poor’s 500 Index slipped 0.64 percent, while the Nasdaq Composite Index ticked up 0.34 percent. The Dow Jones Industrial Average dropped 1.82 percent. The MSCI EAFE Index, which tracks developed overseas stock markets, slid 1.48 percent.^1,2

Up and Down Week

Stocks fell broadly over the first part of the week. Leading chipmakers who produce semiconductors for artificial intelligence applications were under pressure after Chinese regulators announced an antimonopoly investigation.³

Investors breathed a sigh of relief Wednesday morning following news that consumer inflation in November was in line with expectations. Mega-cap tech stocks led the rally, with the Nasdaq closing above 20,000 for the first time. Meanwhile, the Dow fell as healthcare stocks came under pressure.⁴

Stocks remained in the trading range for the rest of the week on mild concerns about Thursday’s warmer-than-expected wholesale inflation report and a spending slowdown among lower-income consumers. The Dow registered its worst losing streak since 2020.^5,6,7

Final Fed Meeting of 2024

The consumer price index ticked up to 2.7 percent on an annualized basis in November, as expected. The market’s rally following the news reflected investor relief that inflation met expectations and that the increase from the prior month was slight.

Those two factors may reinforce the belief that the Fed would follow through with the December rate adjustment, which it penciled in back in September. The bellwether inflation measure was the last critical data point before the Fed’s two-day meeting, scheduled to end on December 18.⁸

This Week: Key Economic Data

Tuesday: Federal Open Market Committee (FOMC) Meeting Begins. Retail Sales. Industrial Production. Business Inventories.

Wednesday: Housing Starts and Permits. FOMC Announcement. Fed Chair Press Conference.

Thursday: Gross Domestic Product. Existing Home Sales. Weekly Jobless Claims.

Friday: Personal Income and Outlays. Consumer Sentiment.

^{Source: Investors Business Daily – Econoday economic calendar; December 10, 2024
The Econoday economic calendar lists upcoming U.S. economic data releases (including key economic indicators), Federal Reserve policy meetings, and speaking engagements of Federal Reserve officials. The content is developed from sources believed to be providing accurate information. The forecasts or forward-looking statements are based on assumptions and may not materialize. The forecasts also are subject to revision.}

This Week: Companies Reporting Earnings

Wednesday: Micron Technology, Inc. (MU)

Thursday: NIKE, Inc. (NKE), Cintas Corporation (CTAS), FedEx Corporation (FDX), Paychex Inc. (PAYX)

^{Source: Zacks, December 10, 2024. Companies mentioned are for informational purposes only. It should not be considered a solicitation for the purchase or sale of the securities. Investing involves risks, and investment decisions should be based on your own goals, time horizon, and tolerance for risk. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost. Companies may reschedule when they report earnings without notice.}

“Who are wise in love, love most, say least.”

– Alfred, Lord Tennyson

Have You Created Your IRS Online Account?

The IRS makes it easy to create an online account where you can view all kinds of account information, such as:

• Your payoff amount
• The balance if you owe taxes
• Your payment history
• Key information from your most current tax return
• Payment plan details if you have one
• Select IRS notices
• Economic payments (if you have any)
• Your address on file with the IRS

You can even pay online and receive a digital copy of your most recent tax return transcript.

This information is not a substitute for individualized tax advice. Please discuss your specific tax issues with a qualified tax professional.

Tip adapted from IRS⁹

A “Berry” Important Superfood

Not only are blueberries delicious, but they are also a powerful superfood that has many potential health benefits. They are low in calories, can be added to countless dishes, and are the perfect easy snack. Here are some benefits of blueberries, according to Healthline:

• They are high in fiber, Vitamin C, Vitamin K, and Manganese (all important nutrients)
• They are high in antioxidants
• They may help lower blood pressure, according to one study by PubMed Central
• They may help maintain brain function and improve memory based on their antioxidant levels (according to a study by the National Institute of Health
• They may reduce muscle damage after exercise and improve inflammation.

Tip adapted from Healthline¹⁰

It is in seconds, seasons, centuries, and minutes, but you won’t find it in years, decades, or days. What is it?

Last week’s riddle: I have a bank, yet no cash. I can run, but can’t walk. I have a bed but never sleep. I have a mouth, but ingest no meals. What am I? Answer: A river.

Hong Kong Harbor

Hong Kong, China

Footnotes and Sources

^{1. The Wall Street Journal, December 13, 2024}

^{2. Investing.com, December 13, 2024}

^{3. CNBC.com, December 10, 2024}

^{4. The Wall Street Journal, December 11, 2024}

^{5. The Wall Street Journal, December 12, 2024}

^{6. CNBC.com, December 13, 2024}

^{7. The Wall Street Journal, December 13, 2024}

^{8. The Wall Street Journal, December 11, 2024}

^{9.. IRS.gov, August 1, 2024}

^{10. Healthline, August 1, 2024}

Stocks were mixed during the first trading week of December. Technology stocks led, while the widely followed Dow Jones Industrial Average struggled. 

The tech-heavy Nasdaq Composite Index picked up 3.34 percent while the Dow Industrials lost 0.60 percent. The Standard & Poor’s 500 Index added 0.96 percent. The MSCI EAFE Index, which tracks developed overseas stock markets, gained 1.46 percent.^1,2

Tech Takes Charge

The S&P and Nasdaq rallied to start the week, closing at record highs Monday and Tuesday. The Dow fell on both days. During a conference speech, Fed governor Christopher Waller said he supports a rate adjustment in December for now, which seemed to add momentum to the S&P’s and Nasdaq’s gains.^3,4

Tech shares continued to propel stock gains midweek on the strength of a few better-than-expected Q3 reports.⁵ 

On Friday, the S&P and Nasdaq hit new record highs following the November jobs report. Both notched their third consecutive winning week. By contrast, the Dow was down four of the five trading days, ending the week in the red after two back-to-back weekly gains.^6,7,8

Jobs Rebound

After two hurricanes and an aircraft maker strike weighed on the labor market in October, the November jobs report released Friday gave investors what they were looking for: confirmation that the October update was an anomaly.

While November payrolls topped expectations, investors believed the hotter-than-expected report would not influence the Fed’s upcoming decision regarding short-term interest rates. The Fed’s scheduled two-day meeting ends on December 18.⁹

This Week: Key Economic Data

Tuesday: Productivity and Costs.

Wednesday: Consumer Price Index (CPI). 10-Year Treasury Note Auction. Treasury Statement.

Thursday: Weekly Jobless Claims. Producer Price Index (PPI). Fed Balance Sheet.

Friday: Import and Export Prices.

^{Source: Investors Business Daily – Econoday economic calendar; December 6, 2024
The Econoday economic calendar lists upcoming U.S. economic data releases (including key economic indicators), Federal Reserve policy meetings, and speaking engagements of Federal Reserve officials. The content is developed from sources believed to be providing accurate information. The forecasts or forward-looking statements are based on assumptions and may not materialize. The forecasts also are subject to revision.}

This Week: Companies Reporting Earnings

Monday: Oracle Corporation (ORCL)

Tuesday: AutoZone, Inc. (AZO)

Wednesday: Adobe, Inc. (ADBE)

Thursday: Broadcom Inc. (AVGO), Costco Wholesale Corporation (COST)

^{Source: Zacks, December 6, 2024. Companies mentioned are for informational purposes only. It should not be considered a solicitation for the purchase or sale of the securities. Investing involves risks, and investment decisions should be based on your own goals, time horizon, and tolerance for risk. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost. Companies may reschedule when they report earnings without notice.}

“Life is either a daring adventure, or nothing.”

– Helen Keller

Beware of the Fake Charity Scam

There are so many scams out there. One of the most heartless is taking advantage of people who want to give money to a legitimate charity, especially after a tragedy or disaster. Scammers can set up fake organizations to take advantage of people’s generosity. 

These scams are usually over the phone, and while the organization may sound legitimate, the person on the other end might demand a donation immediately. Remember, a charity will happily receive a donation anytime, so you shouldn’t feel pressured. 

You can research charity organizations using the IRS Tax Exempt Organization Search tool—this will help you narrow down a list of legitimate charities. You may even be able to claim a deduction on your tax return.

This information is not a substitute for individualized tax advice. Please discuss your specific tax issues with a qualified tax professional.

Tip adapted from IRS¹⁰

How to Understand Your Blood Pressure Readings

Understanding your blood pressure readings is important, especially if you are at a greater risk for high blood pressure. Here are the ranges you should know, according to the American Heart Association:

• Normal ranges are less than 120 for systolic mmHg (the top number in the reading) and less than 80 for diastolic mmHg (the lower number)
• Elevated ranges are 120-129 systolic and less than 80 diastolic
• High blood pressure (hypertension) stage 1 ranges are 130-139 systolic or 80-89 diastolic
• High blood pressure (hypertension) stage 2 ranges are 140  or higher systolic or 90 or higher diastolic
• Hypertensive crisis (a medical emergency) ranges are higher than 180 for systolic and higher than 120 for diastolic

Tip adapted from American Heart Association¹¹

I have a bank, yet no cash. I can run, but can’t walk. I have a bed but never sleep. I have a mouth, but ingest no meals. What am I?

Last week’s riddle: What has one eye and yet can’t see?

Answer: A sewing needle.

The Shard

Bermondsey, London, United Kingdom

Footnotes and Sources

^{1. The Wall Street Journal, December 6, 2024}

^{2. Investing.com, December 6, 2024}

^{3. CNBC.com, December 2, 2024}

^{4. MarketWatch.com, December 3, 2024}

^{5. CNBC.com, December 4, 2024}

^{6. MarketWatch.com, December 5, 2024}

^{7. MarketWatch.com, December 6, 2024}

^{8. The Wall Street Journal, December 6, 2024}

^{9. The Wall Street Journal, December 6, 2024}

^{10. IRS.gov, April 4, 2024}

^{11. American Heart Association, August 1, 2024}

Stocks posted solid gains over a short and busy holiday week as investors parsed fresh economic data, comments on potential future trade policy, and a few Q3 reports from technology companies.

The Standard & Poor’s 500 Index gained 1.06 percent, while the Nasdaq Composite Index advanced 1.13 percent. The Dow Jones Industrial Average rose 1.39 percent. The MSCI EAFE Index, which tracks developed overseas stock markets, added 2.02 percent.1,2

Rally Extends

Stocks staged a broad-based rally to start the week as investors reacted to the nominee for Secretary of the Treasury. Small-cap stocks continued their month-to-date surge as the Russell 2000 Index rose to an all-time high. News that consumer confidence rose in November appeared to contribute to gains.3,4

Then stocks took a pre-Thanksgiving pause as investors digested economic data. Also, disappointing Q3 updates from two computer hardware manufacturers weighed on the tech sector in pre-Thanksgiving trading.5

Semiconductor stocks rallied on Friday, pushing all three averages higher for a second straight week. The Dow cracked 45,000 for the first time, and the S&P 500 hit a new record high—with each index closing out its best month of 2024.6

Tariff Talk

Some of the post-election rally has been driven by investor expectations for less regulation and lower corporate taxes proposed by the incoming administration. One area of concern has been the economic impact of proposed tariffs.

Some market observers believe that the markets have already priced in the impact of these tariffs. In contrast, others see a new Treasury Secretary as a potential buffer in the tariff talks.7

This Week: Key Economic Data

Monday: ISM Manufacturing Index. Construction Spending. Fed Official John Williams speaks.

Tuesday: Motor Vehicle Sales. Fed Official Austan Goolsbee speaks.

Wednesday: ADP Employment Report. Fed Official Alberto Musalem speaks. Factory Orders. EIA Petroleum Status Report.

Thursday: Jobless Claims. International Trade in Goods and Services. Fed Official Thomas Barkin speaks. Fed Balance Sheet.

Friday: Employment Situation. Consumer Sentiment. Fed Officials Mary Daly, Beth Hammack and Austan Goolsbee speak.

Source: Investors Business Daily – Econoday economic calendar; November 29, 2024
The Econoday economic calendar lists upcoming U.S. economic data releases (including key economic indicators), Federal Reserve policy meetings, and speaking engagements of Federal Reserve officials. The content is developed from sources believed to be providing accurate information. The forecasts or forward-looking statements are based on assumptions and may not materialize. The forecasts also are subject to revision.

This Week: Companies Reporting Earnings

Tuesday: Salesforce Inc. (CRM), Marvell Technology, Inc. (MRVL)

Wednesday: Synopsys, Inc. (SNPS)

Thursday: The Kroger Co. (KR)

Source: Zacks, November 29, 2024.
Companies mentioned are for informational purposes only. It should not be considered a solicitation for the purchase or sale of the securities. Investing involves risks, and investment decisions should be based on your own goals, time horizon, and tolerance for risk. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost. Companies may reschedule when they report earnings without notice.

“I imagine one of the reasons people cling to their hates so stubbornly is because they sense, once hate is gone, they will be forced to deal with pain.”

– James Baldwin

How to Verify Your Identity When Calling the IRS

When calling the IRS, you can expect them to verify your identity before delving into personal information. Here’s what you’ll need to verify your identity:

• Social Security number
• Birthdate
• An Individual Taxpayer Identification Number if you have one instead of your SSN
• Your filing status
• Your prior tax return. You may need information from your prior year’s return to answer certain questions.
• A copy of the tax return you’re calling about
• Any letters or notices you’ve received from the IRS

Important note: the IRS will only ask for this in documents or online. Never offer this info to someone who calls you and says they are from the IRS.

Having all this information handy before you call the IRS will make the process faster because IRS phone operators will only speak with the taxpayer or a legally designated representative.

This information is not a substitute for individualized tax advice. Please discuss your specific tax issues with a qualified tax professional.

Tip adapted from IRS8

How to Get the Recommended 10,000 Steps a Day

Getting 10,000 steps in throughout the day (or moving at all!) might sound impossible, but you can make minor tweaks to get those feet moving. Here are a few ideas:

• When running errands, park your car further away and walk from there.
• Create a “loop” in your hours that you can walk in between meetings or when you need to get up from your desk. Your loop could even be around the kitchen island!
• Walk in place while watching TV.
• Listen to a great podcast or audiobook while you walk. It will make the time go by faster!

Tip adapted from Organizing Moms9

What has one eye and yet can’t see?

Last week’s riddle: A palindrome is any word, phrase, or number that reads the same, either forward or backward. Can you think of a palindrome word spelled in all capitals that looks the same backward, forwards, or upside down? Answer: NOON.

Indonesian Turtle Hatchling

Ujung Genteng, West Java, Indonesia

Footnotes and Sources

1. The Wall Street Journal, November 29, 2024

2. Investing.com, November 29, 2024

3. The Wall Street Journal, November 25, 2024

4. CNBC.com, November 26, 2024

5. The Wall Street Journal, November 27, 2024

6. The Wall Street Journal, November 29, 2024

7. CNBC.com, November 26, 2024

8. IRS.gov, October 23, 2023

9. Organizing Moms, July 24, 2024

Stocks advanced last week, powering ahead with pre-holiday optimism despite geopolitical tensions and two disappointing Q3 corporate updates. 

The Standard & Poor’s 500 Index rose 1.68 percent, while the Nasdaq Composite Index gained 1.73 percent. The Dow Jones Industrial Average led, picking up 1.96 percent. The MSCI EAFE Index, which tracks developed overseas stock markets, was flat (-0.05 percent).^1,2

Stock Push Ahead

Stocks showed mixed results during the first half of the week due to geopolitical tensions that boosted precious metals and put pressure on Treasury yields.³

The Dow Industrials jumped out in front midweek and never looked back. Disappointing earnings on Tuesday from a large box retailer held back some gains in the broader S&P 500. A mixed Q3 update report from the nation’s leading AI chipmaking company also tempered gains a bit.⁴

Year-end optimism, especially around consumers driving a healthy holiday shopping season, supported the rally for much of the week. Fresh data that weekly jobless claims dropped to a seven-month low also lifted spirits.^5,6

Small-Cap Focus

For several weeks, investors have favored small-cap names over larger-cap issues. This trend was again on display last week.

The Russell 2000, an index of 2,000 small-cap companies widely used as a benchmark for U.S. small-cap stocks, rose 4.50 percent for the five days of trading. In the month-to-date through November 22, the Russell is up nearly 9 percent.⁷

This Week: Key Economic Data

Tuesday: Consumer Confidence. New Home Sales. FOMC Minutes.

Wednesday: Gross Domestic Product (GDP). Durable Goods. Pending Home Sales. Personal Income and Outlays.

Thursday: Markets Closed—Thanksgiving Holiday.

^{Source: Investors Business Daily – Econoday economic calendar; November 21, 2024
The Econoday economic calendar lists upcoming U.S. economic data releases (including key economic indicators), Federal Reserve policy meetings, and speaking engagements of Federal Reserve officials. The content is developed from sources believed to be providing accurate information. The forecasts or forward-looking statements are based on assumptions and may not materialize. The forecasts also are subject to revision.}

This Week: Companies Reporting Earnings

Monday: Agilent Technologies, Inc. (A)

Tuesday: Analog Devices, Inc. (ADI), Dell Technologies Inc. (DELL), CrowdStrike (CRWD)

^{Source: Zacks, November 21, 2024.
Companies mentioned are for informational purposes only. It should not be considered a solicitation for the purchase or sale of the securities. Investing involves risks, and investment decisions should be based on your own goals, time horizon, and tolerance for risk. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost. Companies may reschedule when they report earnings without notice.}

“Keep some room in your heart for the unimaginable.”

– Mary Oliver

Did You Know That You Have the Right to Challenge the IRS?

As a taxpayer, you can challenge the IRS’ position; this is part of the Taxpayer Bill of Rights, which outlines your fundamental rights when working with the IRS. 

With this right, you can:

• Raise objections to an IRS decision
• Provide additional documentation in response to proposed or formal IRS actions
• Expect the IRS to deliver a timely objection
• Have the IRS consider any supporting documentation promptly and fairly
• Receive a response from the IRS if they disagree with your position

In some circumstances, you may have a hearing before an independent Office of Appeals.

This information is not a substitute for individualized tax advice. Please discuss your specific tax issues with a qualified tax professional.

Tip adapted from IRS⁸

Zero-Waste Grocery Shopping Tips

There are many ways to have an eco-friendly shopping trip at the grocery store. Here are a few tips to reduce plastic usage and aim for a zero-waste trip to the store:

• When possible, buy your dry goods from the bulk bin; this saves on plastic packaging compared to the ready-made items in the aisles. 
• You can bring your bags, bulk containers, jars, or bulk bags from home. 
• If you can’t shop in bulk bins, look for dry goods or produce in aluminum cans, which are easier to recycle. 
• Paper or glass are both better for the environment than plastic. Choose eggs and milk in cardboard containers. 
• If you have to buy a plastic container of something, buy the biggest size available. It will last longer and use less packaging.

Tip adapted from Green Matters⁹

A palindrome is any word, phrase, or number that reads the same, either forward or backward. Can you think of a palindrome word spelled in all capitals that looks the same backward, forwards, or upside down?

Last week’s riddle: I’m not alive, yet I grow. I need air, yet I have no lungs. I lack a mouth, yet water will calm me down. What am I? Answer: Fire.

Clown Anemonefish 

Maldives, South Asia

Footnotes and Sources

^{1. The Wall Street Journal, November 22, 2024}

^{2. Investing.com, November 22, 2024}

^{3. MarketWatch.com, November 19, 2024}

^{4. CNBC.com, November 20, 2024}

^{5. CNBC.com, November 21, 2024}

^{6. MarketWatch.com, November 21, 2024}

^{7. The Wall Street Journal, November 22, 2024}

^{8. IRS.gov, July 5, 2024}

^{9. Green Matters, July 24, 2024}

Stocks surged higher last week, fueled by the Fed’s rate cut decision and post-election enthusiasm as investors looked to future policy impacts of a Republican-controlled Senate and executive branch. (The House of Representatives remains undecided.)

The Standard & Poor’s 500 Index spiked 4.65 percent, while the Nasdaq Composite Index gained 5.74 percent. The Dow Jones Industrial Average rose 4.61 percent. The MSCI EAFE Index, which tracks developed overseas stock markets, was flat (-0.02 percent).1,2

Stocks Extend Rally on Election News

It was a shaky start to the week for stocks as investors anxiously awaited election results and the Fed’s interest-rate decision.3

On Election Day, stocks rallied broadly before polling places closed. After the election was called early the next morning, stocks opened higher and climbed throughout the trading session. The yield on the 10-year Treasury fell to 4.307 percent.4,5

Stocks opened higher Thursday, and the rally picked up momentum after the Federal Reserve approved its second consecutive interest rate cut. Economic news that showed a 2.2 percent rise in third-quarter productivity helped support the move.6,7

Stocks finished the week with a number of records: the S&P 500 crossed the 6,000 mark, and the Dow breached 44,000 for the first time on Friday. While the S&P and Dow closed slightly below those record levels, each had their best week in a year.8

Fed Cuts Rates 

As expected, the Federal Reserve cut interest rates by a quarter percentage point at its November meeting.

However, Fed Chair Jerome Powell signaled some uncertainty about the pace of future rate cuts, which slightly unsettled the markets.

Citing a desire to “steer between the risk of moving too quickly and perhaps undermining our progress on inflation, or moving too slowly and allowing the labor market to weaken too much,” Powell said the Fed will continue to monitor the economy’s progress.9

This Week: Key Economic Data

Tuesday: Fed Officials Neel Kashkari and Patrick Harker speak.

Wednesday: Consumer Price Index. Fed Officials Lorie Logan, Alberto Musalem, and Jeffrey Schmid speak. Treasury Buyback Announcement.

Thursday: Producer Price Index. Fed Chair Jerome Powell speaks. Weekly Jobless Claims.

Friday: Retail Sales. Industrial Production. Import and Export Prices. Business Inventories.

Source: Investors Business Daily – Econoday economic calendar; November 8, 2024
The Econoday economic calendar lists upcoming U.S. economic data releases (including key economic indicators), Federal Reserve policy meetings, and speaking engagements of Federal Reserve officials. The content is developed from sources believed to be providing accurate information. The forecasts or forward-looking statements are based on assumptions and may not materialize. The forecasts also are subject to revision.

This Week: Companies Reporting Earnings

Tuesday: The Home Depot, Inc. (HD), Shopify Inc. (SHOP), Spotify Technology (SPOT)

Wednesday: Cisco Systems, Inc. (CSCO)

Thursday: The Walt Disney Company (DIS), Applied Materials, Inc. (AMAT), Brookfield Corporation (BN)

Source: Zacks, November 8, 2024.
Companies mentioned are for informational purposes only. It should not be considered a solicitation for the purchase or sale of the securities. Investing involves risks, and investment decisions should be based on your own goals, time horizon, and tolerance for risk. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost. Companies may reschedule when they report earnings without notice.

“Many men go fishing all of their lives without knowing that it is not fish they are after.”

– Henry David Thoreau

Be On the Lookout for Tax Carryovers

Deductions or credits not used fully one tax year that may be eligible to be carried over into future years include:

• When you have a net operating loss
• When your total expenses for a permitted deduction exceed the amount you’re allowed to deduct in a given year
• When a credit you qualify for exceeds the amount of tax you owe in a year
• Adoption tax credits
• Foreign tax credits
• Credits for energy efficiency

Track these (or have your software do it) so you don’t forget them from one year to the next.

This information is not a substitute for individualized tax advice. Please discuss your specific tax issues with a qualified tax professional.

Tip adapted from IRS10

Know Your Key Health Numbers

According to the American Heart Association, adults should know their key health numbers, including total cholesterol, HDL (good cholesterol), blood pressure, blood sugar, and body mass index. If you’re unsure what your “numbers” are, schedule a visit with your doctor to monitor them and understand why each is important. Here’s a quick definition of each metric:

• Cholesterol – Cholesterol is a lipoprotein in our body’s tissues that forms and maintains cell membranes.
• Body mass index (BMI) – Your BMI is calculated using your height and weight and can help determine whether you’re underweight, at a healthy weight, or overweight.
• Blood pressure – Blood pressure refers to the amount of force the heart must use to pump blood throughout the body.
• Blood sugar – Blood sugar measures the concentration of glucose in the blood.

Tip adapted from American Heart Association11

What common English-language word becomes shorter when you make it longer?

Last week’s riddle: I am only one syllable long and too heavy for one person to lift, but if you reverse me, I am not. What am I? Answer: A ton.

Gateway Arch

Saint Louis, Missouri

Footnotes and Sources

1. The Wall Street Journal, November 8, 2024

2. Investing.com, November 8, 2024

3. CNBC.com, November 4, 2024

4. CNBC.com, November 5, 2024

5. The Wall Street Journal, November 6, 2024

6. The Wall Street Journal, November 7, 2024

7. MarketWatch.com, November 7, 2024

8. The Wall Street Journal, November 8, 2024

9. The Wall Street Journal, November 7, 2024

10. IRS.gov, January 30, 2024

11. American Heart Association, July 24, 2024