Retirement Advisor

Retirement Planning Library

Increasing numbers of working adults are preparing to retire without the traditional safety net of employer pension plans. The responsibility for financial security in retirement now rests largely on the shoulders of the individual. While retirement planning can seem intimidating, it’s never too early or too late to start preparing for the future.

Questions To Ask A Financial Advisor

The recent volatility in the stock market has again become a wake up call to many investors.
Read more >>

How financial advisors provide value to those saving for retirement

What if I said that people who try to invest for retirement on their own have almost 50% less in their accounts than those who use an experienced financial advisor? Would you be surprised? The proof is in the numbers.
Read more >>

5 Benefits of Working in Retirement

In the past, retirement has been portrayed as an ending, a grand exit from your years in the workplace. But the rules are shifting. 
Read more >>

Enjoy Life. Hire Someone To Watch Your 401K

Have you ever thought you’d be happier if you could just pay someone else to do watch your company 401K retirement plan account?
Read more >>

401K 2nd Opinion

If you feel that you are not receiving adequate investment advice from your employer’s retirement plan provider, we can manage your 401K, TSA, TSP, Simple Plan or Pension Plan
Read more >>

7 surprising things Not Covered By Medicare

Medicare pays for most of medical expenses for individuals once they turn 65, but surprising gaps in coverage can wreak havoc with a retiree’s limited budget.
Read more >>

Important information for people with retirement plans

What if I said that people who try to invest for retirement on their own have almost 50% less in their accounts than those who use an experienced financial advisor? Would you be surprised?
Read more >>

How well do you really know your 401K?

For many people, a 401K is the easiest and most convenient way to save for retirement. Unfortunately, many people don’t know as much about their 401K as they should. As a result, they aren’t getting as much out of it as they could.
Read more >>

Making Solid Financial Decisions Now Can Impact Your Retirement

People commonly prioritize the short-term over the long-term. But a great way to determine if the decision is a good one is to ask yourself if you are mortgaging your future to pay for your present.
Read more >>

Are You Ready To Retire?

In the United States, we have a potential crisis on the horizon.  The majority of Americans are not financially prepared for their retirement.
Read more >>

Where There’s a Will, There’s a Plan

End-of-life planning can be complicated and a little scary. That may be why so many people don’t do it. After musician Prince Rogers Nelson died without a will in 2016, Gallup conducted a poll and found the majority of Americans don’t have wills.
Read more >>

Organizing Your Financial Records and Emergency Forms

Would someone be able to find your important papers during a crisis if you became ill, injured, or incapacitated?  It’s a good idea to make sure a trusted family member or friend knows where to find your personal documents
Read more >>

Finding the ‘Goldilocks’ Retirement Plan

Where are you the most comfortable saving for retirement?  Many Americans save for retirement primarily through an employer’s retirement plan, according to Pew Research.  Regrettably, less than one-half of private sector employers sponsor retirement plans. It usually the larger firms that have plans
Read more >>

How Will Rising Healthcare Costs Affect Your Retirement?

We all know it is inevitable. It’s no secret healthcare costs will be going up. For years, medical expenses have been steadily increasing. In 2007, medical expenses rose almost 12 percent.
Read more >>

Sleep: It’s More Elusive as We Get Older

When you hear that older people need less sleep than younger people do, don’t believe it. 
Read more >>

The Three Key Challenges of Retirement

Planning for your retirement can be challenging. It can be scary, and it can be frustrating.
Read more >>

The Drawback Of Target Date Mutual Funds

If the majority of fund management won’t even invest in their own target-date retirement funds….why should you?
Read more >>

What Is a Good 401K Match?

401K contributors have most likely pondered how their 401K compares with other company plans.
Read more >>

The Most Common Retirement Mistakes and How to Avoid Them

Taking the time and planning for retirement isn’t just a luxury. It is a necessity.  Retirement, as a whole, has become too complex to just randomly select a day and stop showing up to work
Read more >>

Where is Your Best Place to Retire?

The best place to retire in the United States is in dispute. There’s no formal debate, but a review of reliable publications showed surveys have named different states and cities as the “best” place to retire.
Read more >>

How Much You Should Have Saved For Retirement At Every Age

We know most Americans are woefully behind when it comes to saving for retirement, but according the latest data, it’s never too late to start saving.
Read more >>

Social Security Increases Benefits by 2.8% for 2019

The pay raise for Social Security recipients is the largest since 2012, and over 67 million Americans will see the increase in their payments beginning in January.
Read more >>

Frequently Asked Social Security Questions

  1. The more you know about America’s most important retirement program, the better chance you have of getting the most out of it.
    Reasd more >>s

Just Say NO to Pie Charts!!

Pie charts look nice coming out of a color printer, but they can’t help manage investment risk
Read more >>

Options for an old 401K

One great thing about a 401K retirement savings plan is that your assets are often portable when you leave a job. But what should you do with them?
Read more >>

Don’t Forget To Include Your Pets In Your Home Evacuation Plan

Many homeowners will form evacuation plans for their homes and practice them with family members, but most have failed to include their pets.
Read more >>

5 Benefits of Working in Retirement

In the past, retirement has been portrayed as an ending, a grand exit from your years in the workplace. But the rules are shifting.
Read more >>

Most Popular

from our retirement advisors

Bitcoin – There’s No There There

The Big Guys Move InOn September 13, 2022, the biggest of the big guys on Wall Street came out with a rather earth-shaking announcement. None other than Fidelity, Citadel Securities, and Charles Schwab have launched a new cryptocurrency exchange. In the words of the...

read more

EVs―The Next Big Thing

EVs―The Next Big ThingAn Interesting EmailWe recently received an interesting email from a reader of our RFS website. Katie Griffin is a Senior Communications Specialist at EcoWatch.org, a group devoted to disseminating information on the environment to help reduce...

read more

Special Message

Look! Have You Noticed? Listen to any politician or any news commentator these days, and they always begin a discussion or answer a question like this: Look, when I served in the Senate …. Look, as I wrote in my last column …. Look, if the Republicans won’t …. Look,...

read more

Special Market Update

Inflation is proving to be far more tenacious than financial markets had hoped.The idea that inflation peaked in March was put to rest last week when the Consumer Price Index (CPI) showed that inflation accelerated in May. Overall, prices were up 8.6...

read more

Special Update

All,You undoubtedly have heard reports that the world’s supply of wheat and corn are in jeopardy due to Ukraine and Russia both missing this season’s planting window for obvious reasons (click the link above to read more details). Did you know that Russia...

read more

Significant Shrinkage

Significant Shrinkage Buffeted by Inflation Is it time to double check your household budget? Chances are the budgeted expenditures of the vast majority of Americans are about to get buffeted. Or so says the Oracle of Omaha. In the latest shareholder...

read more
6Lc_psgUAAAAAA9c7MediJBuq3wAxIyxDSt73c9j