Nine Vince Lombardi quotes and how they apply to your life

Nine Vince Lombardi quotes and how they apply to your life

Nine Vince Lombardi Quotes

and how they apply to your life!

Happy New Year!

We hope 2020 is a great year for you, and the start of an even greater decade!

Fifty years ago, Vince Lombardi coached his last football game. Lombardi is universally recognized as one of the greatest coaches in football history, as well as a pioneering figure who helped break the sport’s color barrier. These days, however, Lombardi is equally remembered for his famous aphorisms about winning, teamwork, and perseverance.

For most of us, a New Year means new goals and resolutions. That’s why we thought it would be interesting to look at some of Lombardi’s most famous maxims.1 As financial advisors, we find them both inspiring and educational, because many can be applied not just to football success, but financial success. As you work towards the resolutions you set this year, keep these quotes in mind. Applying them may just make the difference between a resolution kept and a resolution abandoned.

So, without further ado, here are:

Nine Vince Lombardi Quotes

for goals, finances, life, and everything in between

  1. “The only place success comes before work is in the dictionary.”

When we think of all the people we’ve known who set ambitious goals and reached them, we are amazed by their work ethic. In many cases, the people who are most likely to reach their goals are the ones for whom the journey is the greatest reward.

  1. “Inches make champions.”

This is so true. When we commit ourselves to do just a little bit extra, when we never settle for eleven inches when twelve is what we want, those inches compound on themselves, and we can accomplish so much more. 

  1. “Once you learn to quit, it becomes a habit.”
  2. “Winning is a habit. Watch your thoughts, they become your beliefs. Watch your beliefs, they become your words. Watch your words, they become your actions. Watch your actions, they become your habits. Watch your habits, they become your character.”

The historian Will Durant once wrote, “We are what we repeatedly do. Excellence is not an act, but a habit.” As we pursue our goals in 2020 and beyond, it’s often best to focus on progressing just a little each day rather than trying to do too much, too quickly. The former is sustainable. The latter isn’t. 

  1. “The measure of who we are is what we do with what we have.”
  2. “The quality of a person’s life is in direct proportion to their commitment to excellence, regardless of their chosen field of endeavor.”

Just as none of us have the same goals in life, none of us have the same path to those goals. Some people begin the journey with more or less than others. Some people have more or less support than others. Some people set ambitious goals; others set more modest ones. But what truly matters, in the end, is not how much money we’ve earned or how many accolades we’ve gained. What matters is how well we spent the time given to us.

Life is an investment. If you put in all you have, you’ll take out even more. 

  1. “People who work together will win, whether it be against complex football defenses, or the problems of modern society.”

Another truth. Just as no one is an island, no one, not even the most self-reliant, achieves their goals entirely on their own. We all need a team to support and be supported by. Sometimes that team is our own family. Sometimes it’s the professionals we choose to partner with. Whoever it is, when we surround ourselves with honest, caring, and hard-working people, it becomes so much easier to be all those things, too. 

  1. “It’s not whether you get knocked down. It’s whether you get back up.”

Probably Lombardi’s most famous quotation, and for good reason. Whether it’s a New Year’s Resolution or a life-long goal, every single one of us will face setbacks. Every single one of us will fail – often more than once. But life is like football in a sense. We always have the opportunity to take the field again. Those who do will triumph in the end.

  1. “If you’ll not settle for anything less than your best, you will be amazed at what you can accomplish in your life.”

Our favorite quote of all. As you set new goals and resolutions, always lift your eyes to your highest dream. Believe me, it’s within your reach.

It’s always been within your reach.

We hope you have a Happy New Year – and an even happier new decade!

Please let us know if there is ever anything more we can do to help you work towards your goals and resolutions.  

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1 “Famous Quotes by Vince Lombardi,” http://www.vincelombardi.com/quotes.html

The Story of Operation Christmas Drop

The Story of Operation Christmas Drop

The story of Operation Christmas Drop

the oldest humanitarian airlift in the world
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We recently came across a story that, to us, is a perfect example of what this holiday season is really all about. We thought you might like to read it, too.

As you know, this is the time of year when children feverishly craft their wish lists, and dream of the presents they might find waiting for them.  When every girl and boy has visions of Sony PlayStations and the newest, most popular toys.

This is to be expected. Most of us did it when we were kids. Our parents did it, too. As did our grandparents, and their parents before them. The toys change with each generation, but the desire is as old as time.

But as we get older, every generation learns what the previous one already knows: This time of year isn’t just for getting. It’s for giving. Enter the Burrito Boyz.

***

iPads. iPhones. MacBooks. As Michael Johnson looked over his son’s Christmas list, he felt increasingly unnerved by the boy’s tendency to focus more on gadgets and gizmos than on giving.1  That’s when he decided something needed to change. It was time for his son to learn what the world was like off-screen.

So, Michael and his wife Mehrnaz came up with a novel idea. One December morning shortly before Christmas, they woke their son Alec and his friend Luke and put them to work making egg-and-cheese burritos. The boys made fifty-four in total, then followed Alec’s parents into downtown San Diego to hand them out to the homeless and hungry.2

At first, the two boys thought it was torture. Punishment for doing something wrong. And at first, the two parents thought it would be just a temporary diversion. A brief but vital lesson about how most people don’t have the luxury of wishing for iThis or e-That.

But the next Sunday, the family decided to do it again. And again. 

And again.

From fifty-four burritos to hundreds at a time. From just Alec and Luke to seven other boys from their soccer team. Each was given a job. One would scoop the eggs. Another was in charge of cheese. A third oversaw baking, and so on.1  Soon, they no longer needed to be told what to do. They volunteered to do it.

Soon they realized that giving back wasn’t just fun. It was rewarding.

And thus, the Burrito Boyz were born.

That was nine years ago. Today, the Johnsons’ little project has blossomed into a full-blown non-profit organization. Every Sunday, the boys still go out, giving burritos and bottled water to people in need. They also provide clothes, books, and joy to everyone they meet.

As one person put it, “I really look forward to my Sundays. It’s amazing to see these boys. They’ve got the most beautiful hearts.”3

Now, almost a decade later, having served over 75,000 meals4 to their community, the Burrito Boyz know what our parents knew, and their parents, too: That little acts of kindness, of generosity, of service are far more valuable than any gadget ever could be.

***

We hope you enjoyed this inspiring story. From everyone at Research Financial Strategies, we wish you a wonderful holiday season spent with family and friends. Thank you for all the kindness and generosity you have shown us.

Happy Holidays – and a Happy New Year!

1- “How 1 dad inspired teenagers to make burritos for the homeless,” Yahoo, https://news.yahoo.com/blogs/the-upbeat/1-dadinspired-teenage-kids-33-000-burritos-151030526.html
2- “Teens Deliver 33,000 Burritos to the Homeless,” Daily Good, http://www.dailygood.org/story/517/teens-deliver-33-000-
burritos-to-the-homeless-the-huffington-post/
3- “Burrito Boys deliver food and friendship,” The San Diego Union-Tribune, https://www.sandiegouniontribune.com/sdutburrito-
boys-deliver-food-and-friendship-2011dec23-story.html
4- “About Us,” The Burrito Boyz, http://www.burritoboyz.org/about-us/

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Are you looking for a financial advisor?  Do you feel confident about your retirement account decisions? Business owner looking for a company 401K plan administrator? Or an athlete or high net worth individual needing long term financial planning advice? Research Financial Strategies can help. We are here to help you design a financial strategy that is molded specifically for you. One that changes as your life changes. Financial investments to help you live worry-free now and in the future.

In our experience, we’ve found that the most successful solutions begin by asking the right questions.
We gain a broader perspective of your goals and the future you wish to create

Today is a Good Day to Start Your Financial Plan

1. We Listen

Our focus is on your life and priorities. Not just your portfolio. That’s why we start by listening and learning about you. Each individual client has different needs and concerns that need to be addressed. We carefully listen to those concerns. We will gain important information that will help us to best serve our clients and help protect their financial futures.

2. Plan

Together we will work to implement the plan that was developed for you. We will keep you constantly updated on what is happening and evolve our plan as your life happens.
Above all, our advisors want to help you meet your goals, even if that means helping you find out what your goals are.

3. We Take Care Of The Rest

We are here for you whenever you need us. Call your Research Financial Strategies Financial Advisor at any time, for any reason. You will always have access to the guidance you need whether it is high tech, high touch or a combination of the two. Your personal Financial Advisor will help you figure out how to pay for life’s great adventures!

 

Ready to Make a Change?

With an “education first” approach, Research Financial Strategies ensures that our clients understand how their money is being invested, and we guide the development of financial plans that help them achieve their goals for personal wealth and retirement security.

How Can We Help?

Annuities, Potomac, Annuity, Bethesda,  Annuity Advisor, Rockville, 

How several boys learned that the holiday season is a time for giving, not getting

How several boys learned that the holiday season is a time for giving, not getting

How several kids learned that the holiday season is a time for giving, not getting

by delivering breakfast burritos to the hungry and homeless.
Let's Talk!

We recently came across a story that, to us, is a perfect example of what this holiday season is really all about. We thought you might like to read it, too.

As you know, this is the time of year when children feverishly craft their wish lists, and dream of the presents they might find waiting for them.  When every girl and boy has visions of Sony PlayStations and the newest, most popular toys.

This is to be expected. Most of us did it when we were kids. Our parents did it, too. As did our grandparents, and their parents before them. The toys change with each generation, but the desire is as old as time.

But as we get older, every generation learns what the previous one already knows: This time of year isn’t just for getting. It’s for giving. Enter the Burrito Boyz.

***

iPads. iPhones. MacBooks. As Michael Johnson looked over his son’s Christmas list, he felt increasingly unnerved by the boy’s tendency to focus more on gadgets and gizmos than on giving.1  That’s when he decided something needed to change. It was time for his son to learn what the world was like off-screen.

So, Michael and his wife Mehrnaz came up with a novel idea. One December morning shortly before Christmas, they woke their son Alec and his friend Luke and put them to work making egg-and-cheese burritos. The boys made fifty-four in total, then followed Alec’s parents into downtown San Diego to hand them out to the homeless and hungry.2

At first, the two boys thought it was torture. Punishment for doing something wrong. And at first, the two parents thought it would be just a temporary diversion. A brief but vital lesson about how most people don’t have the luxury of wishing for iThis or e-That.

But the next Sunday, the family decided to do it again. And again. 

And again.

From fifty-four burritos to hundreds at a time. From just Alec and Luke to seven other boys from their soccer team. Each was given a job. One would scoop the eggs. Another was in charge of cheese. A third oversaw baking, and so on.1  Soon, they no longer needed to be told what to do. They volunteered to do it.

Soon they realized that giving back wasn’t just fun. It was rewarding.

And thus, the Burrito Boyz were born.

That was nine years ago. Today, the Johnsons’ little project has blossomed into a full-blown non-profit organization. Every Sunday, the boys still go out, giving burritos and bottled water to people in need. They also provide clothes, books, and joy to everyone they meet.

As one person put it, “I really look forward to my Sundays. It’s amazing to see these boys. They’ve got the most beautiful hearts.”3

Now, almost a decade later, having served over 75,000 meals4 to their community, the Burrito Boyz know what our parents knew, and their parents, too: That little acts of kindness, of generosity, of service are far more valuable than any gadget ever could be.

***

We hope you enjoyed this inspiring story. From everyone at Research Financial Strategies, we wish you a wonderful holiday season spent with family and friends. Thank you for all the kindness and generosity you have shown us.

Happy Holidays – and a Happy New Year!

1- “How 1 dad inspired teenagers to make burritos for the homeless,” Yahoo, https://news.yahoo.com/blogs/the-upbeat/1-dadinspired-teenage-kids-33-000-burritos-151030526.html
2- “Teens Deliver 33,000 Burritos to the Homeless,” Daily Good, http://www.dailygood.org/story/517/teens-deliver-33-000-
burritos-to-the-homeless-the-huffington-post/
3- “Burrito Boys deliver food and friendship,” The San Diego Union-Tribune, https://www.sandiegouniontribune.com/sdutburrito-
boys-deliver-food-and-friendship-2011dec23-story.html
4- “About Us,” The Burrito Boyz, http://www.burritoboyz.org/about-us/

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The Decade in Review

The Decade in Review

2010-2019: The Decade in Review Every January, we send our clients a letter titled The Year in Review, where together we look back at the year that was. What...

read more
Breaking down the SECURE Act

Breaking down the SECURE Act

What You Need To Know About The SECURE Act In December, Congress passed a new bill called the Setting Every Community Up for Retirement Enhancement Act, aka the...

read more

Are you looking for a financial advisor?  Do you feel confident about your retirement account decisions? Business owner looking for a company 401K plan administrator? Or an athlete or high net worth individual needing long term financial planning advice? Research Financial Strategies can help. We are here to help you design a financial strategy that is molded specifically for you. One that changes as your life changes. Financial investments to help you live worry-free now and in the future.

In our experience, we’ve found that the most successful solutions begin by asking the right questions.
We gain a broader perspective of your goals and the future you wish to create

Today is a Good Day to Start Your Financial Plan

1. We Listen

Our focus is on your life and priorities. Not just your portfolio. That’s why we start by listening and learning about you. Each individual client has different needs and concerns that need to be addressed. We carefully listen to those concerns. We will gain important information that will help us to best serve our clients and help protect their financial futures.

2. Plan

Together we will work to implement the plan that was developed for you. We will keep you constantly updated on what is happening and evolve our plan as your life happens.
Above all, our advisors want to help you meet your goals, even if that means helping you find out what your goals are.

3. We Take Care Of The Rest

We are here for you whenever you need us. Call your Research Financial Strategies Financial Advisor at any time, for any reason. You will always have access to the guidance you need whether it is high tech, high touch or a combination of the two. Your personal Financial Advisor will help you figure out how to pay for life’s great adventures!

 

Ready to Make a Change?

With an “education first” approach, Research Financial Strategies ensures that our clients understand how their money is being invested, and we guide the development of financial plans that help them achieve their goals for personal wealth and retirement security.

How Can We Help?

Annuities, Potomac, Annuity, Bethesda,  Annuity Advisor, Rockville, 

Thanksgiving 2019

Thanksgiving 2019

Happy Thanksgiving!

Nine things to be thankful for as a financial advisor
We're Here For You!

Happy Thanksgiving!  We hope you have a wonderful day spent with family, friends, and great food.

As you know, Thanksgiving is a time for reflecting on all that we have to be thankful for. It occurred to us the other day that, as your financial advisors, we’ve never shared what we are thankful for. And we are thankful for a lot. 

So, if we can beg your indulgence, please allow us to share:

Nine things we are thankful for as your financial advisors

  1. Our country
    We’re thankful we live in a country where we have the freedom to set our own goals, choose our own paths, and pursue our own happiness. There are millions of people in the world who don’t have this freedom – a freedom we strive never to take for granted.
  2. Our military
    We’re thankful for the thousands of brave men and women who strive to protect that freedom, along with all the other unalienable rights we enjoy.
  3. Our community
    As financial advisors, we have come to know many different members of our community, including people from all walks of life. While no community is perfect, we truly believe ours is as beautiful, unique, and worth participating in as any in the world. We are lucky to live here – and we are thankful we do!
  4. Our modern world
    While sometimes it seems like modern technology causes as many problems as it solves, in our case, it has enabled us to help more people better – and faster! The fact that we can speak with you over the phone, send you an email or monitor your investments with just the push of a button is amazing. There’s more power in our cell phones than in the spacecraft that took Neil Armstrong to the moon – and that power is something we’ve come to rely on every day.
  5. Our health
    As financial advisors, one of the most important things we do is help people be secure financially so they can take care of themselves physically. It’s helped us become more appreciative of our own health. The simple fact we can leave our homes and go to work every day is no small blessing.
  6. Our job
    We are thankful we have a job that enables us to support our family and pursue our passions. We are thankful our jobs are our passions. Not everyone enjoys going to work every day. Not everyone has the opportunity to do what they love. But we do, and we will never stop being grateful for it.
  7. Our team
    While we all strive to be as self-reliant as possible, the fact is that no one succeeds in life without the help of others. That’s why we are so thankful for our amazing team. There has never been a group of people more dedicated and professional. We wouldn’t be where we are without them.
  8. Our families
    The older we get, the more we realize that family is what matters most in this life. A loving, supportive family is the richest fortune anyone can have, and in that regard, we are each rich indeed. In good times and bad, it’s our family who have cheered us on, propped us up, and pushed us forward. We love and cherish them all.
  9. Our clients
    We are thankful for you. Do you have any idea how lucky we are to work with clients of your character? How humbled we are to be entrusted with your financial success? How honored we are to help you in any small way we can?

The truth is, there are lots of people in this world we would not want to work with. But when we look through our list of clients, we are staggered. We have the privilege of serving some of the smartest, kindest, most decent human beings anyone has ever met.

People like you are why we do what we do. You’re the reason we never hit the snooze button. The reason we are happy to burn the midnight oil. There aren’t words to express how thankful we are for your business. For your trust. For your kindness. For you.

In other words, we are thankful to be your financial advisor. On behalf of our entire team, we wish you a Happy Thanksgiving!

How Can We Help?

Annuities, Potomac, Annuity, Bethesda,  Annuity Advisor, Rockville, 

Will you be able to fly after October 1, 2020?

Will you be able to fly after October 1, 2020?

Did you know you will not be able to fly or access Federal facilities after October 1, 2020 without having your driver’s license updated to the federally mandated REAL ID?  

It is not mandatory that states update their driver’s licenses, but citizens will not be able to use old style IDs to obtain admission into federal facilities and at airport security checkpoints run by the Department of Homeland Security.
Read more on the DHS website>>

Veterans Day 2019

Veterans Day 2019

In 1945, there were sixteen million of them.
Today, there are less than 500,000 left.

They endured the hardships of the Depression. They watched firsthand as radio, talking pictures, and television changed how we live. They witnessed the dawn of the Space Age. And, of course, they fought to free the world from the evil grip of fascism. I’m sure you’ve already guessed who I’m referring to:

The American veterans of World War II.

According to the Department of Veterans Affairs, there were only 496,777 veterans left in 2018 – and approximately 348 die every day.  That means every day, a little bit of courage, valor, determination, and sacrifice leaves the world forever. Every day, the sights, sounds, and smells of Pearl Harbor, Midway, Iwo Jima, Sicily, Omaha Beach, Bastogne, and a hundred other tragedies and triumphs disappear from living memory.

But the world will never forget what they did there.

They slogged in trenches and stormed beachheads. They parachuted from planes and plumbed the ocean’s depths in submarines. They built bridges, broke codes, and brought food to desperate, war-wracked villages. They liberated countries and concentration camps.

Why did they do it? Why did they go, leaving their families, jobs, and futures? Not because they were paid lots of money or promised great rewards. For most, it wasn’t even because they or their loved ones were in any real danger.

They went because it was the right thing to do.
They truly are the Greatest Generation. And now, they are almost gone.

But this is why we have days like Veterans Day. While November is usually dominated by thoughts of turkey, family, and football, we really have two Thanksgivings this month. There’s the more famous one, sure, and it’s important, too.

But we also have an earlier Thanksgiving. A day to give thanks for one of the most important things in our country – our veterans. Now, Veterans Day is for all living veterans, not just those who served in World War II. But, since we don’t have much time left with the men and women who served in that epic conflict, I think it’s important to do all we can to honor and help them before they’re gone.

Fortunately, there are many ways we can serve those who served our country. We can share our money, our talents, and our time by:
• Volunteering at veterans’ hospitals, nursing homes, and clinics.
• Working with Local Veterans Assistance Programs to run errands or do housework.
• Donating funds to various charity organizations that serve veterans.

Even something as simple as delivering a homemade card, heartfelt thank you letter, or batch of cookies can make a real difference.

If you’re interested, here are two websites to get you started:
www.dav.org/help-dav/volunteer/volunteer-locally-help-veterans/
www.volunteer.va.gov/

***

It’s no exaggeration to say the world we know, the country we live in, and the freedoms we enjoy would all be drastically different were it not for those who served in the second World War. So, this Veterans Day, I hope we all can remember to give thanks for our veterans.

There were sixteen million of them once. All serving so that uncountable millions more would live free from tyranny. Now, they are almost gone – and it’s up to us to ensure that what they accomplished lives on forever.

Because it’s the right thing to do.

On behalf of everyone here at Research Financial Strategies, we wish you a happy Veterans Day!

How Can We Help?

Annuities, Potomac, Annuity, Bethesda,  Annuity Advisor, Rockville, 

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