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Weekly Market Insights | Stocks Advance; Investors’ Attention on What’s Next
Stocks advanced last week as the broad market looked past inflationary pressures and focused on falling oil prices, declining bond yields, and ongoing diplomatic efforts in the Middle East. The Standard & Poor’s 500 Index rose 1.22 percent, while the Nasdaq…
Weekly Market Insights | Fed Ups Rates; Investors Ponder AI, Oil
Below is a preview of your scheduled email. You can save this for archival purposes. Stocks ended last week mixed as investors navigated the Fed’s rate decision, Treasury yields, oil prices, and the volatile AI trade. The Standard & Poor’s 500 Index declined…
Weekly Market Insights | CPI Holds Steady; Investors Await Fed Action
Stocks fell over a shortened trading week as higher oil prices rattled investors. The Standard & Poor’s 500 Index declined 0.80 percent, while the Nasdaq Composite Index edged down 0.66 percent. The Dow Jones Industrial Average fell 1.57 percent. The MSCI EAFE…
Weekly Market Insights | Stocks Upbeat on AI; Warsh: “Less is More
Stocks rebounded last week as falling bond yields and upbeat AI-related corporate reports rekindled positive market sentiment despite the Fed Chair’s slightly hawkish speech. The Standard & Poor’s 500 Index gained 0.49 percent, while the Nasdaq Composite Index…
Weekly Market Insights | Stocks Slip; Attention Shifts to Bonds
Stocks declined last week as global investors fretted about oil-supply-induced inflation. The Standard & Poor’s 500 Index declined 1.43 percent, while the Nasdaq Composite Index slid 2.05 percent. The Dow Jones Industrial Average slipped 0.85 percent. The MSCI…
Weekly Market Insights | Inflation Cools Again; S&P Up Third Week
Stocks were mixed over a sleepy summer week, as cooling inflation lifted markets while sluggish retail sales nipped at investor sentiment. The Standard & Poor’s 500 Index added 0.36 percent, while the Nasdaq Composite Index edged up 0.14 percent. The Dow Jones…
Understanding Market Risks: Why Diversification is Our Backbone
I am reaching out to you today because a few clients recently asked me if IBM’s sharp decline over the last two days (falling -36%) was going to hurt their Schwab portfolios. It is a great question, and the short answer is: No, your portfolio is well-protected. To…
Weekly Market Insights | Chip Rally Lifts the Week
Stocks largely advanced over a V-shaped week as the AI trade, led by chip stocks, pushed the S&P 500 and Nasdaq averages higher amid renewed conflict. The Standard & Poor’s 500 Index rose 1.23 percent, while the Nasdaq Composite Index advanced 1.74 percent….
Weekly Market Insights | Markets Close Quarter Strong, Shrug Off Weak Jobs Report
Markets notched a solid gain over a shortened trading week as investors cheered ongoing diplomatic efforts in the Middle East. The Standard & Poor’s 500 Index rose 1.77 percent, while the Nasdaq Composite Index advanced 2.12 percent. The Dow Jones Industrial…
Weekly Market Insights | Tech Steps Back. Banks, Healthcare, and Industrials Step Forward
Stocks ended mixed as falling oil prices helped lift the Dow Industrials, while concerns about AI valuation put pressure on the broader market. The Standard & Poor’s 500 Index fell 1.95 percent while the Nasdaq Composite Index skidded 4.60 percent. The Dow Jones…
Weekly Market Insights | Peace Talks and Moonshot IPO Rescue the Week
Stocks moved higher last week as inflation jitters gave way to investor enthusiasm over Middle East diplomatic efforts and the largest-ever initial public offering (IPO). The Standard & Poor’s 500 Index rose 0.65 percent, while the Nasdaq Composite Index advanced…
Weekly Market Insights | Markets Stumble Last Week, But the Jobs Picture Stays Bright
Stocks slumped last week as investors winced over the potential for oil-shock inflation and concerns that strong jobs data could lead to higher interest rates. The Dow Jones Industrial Average slipped 0.32 percent, while the Standard & Poor’s 500 Index dropped…
The Cracking Foundation of the American Consumer
The Shifting Ground of the American Consumer: Finding Opportunity in Change The economic landscape is undergoing a significant transformation, and understanding these shifts is key to positioning your portfolio for what comes next. While headline numbers often mask…
Documenting Your Possessions in Case of Disaster
It’s better to protect yourself now and document your possessions rather than trying to do it after something has happened. A home inventory will give you an accurate recording of your assets for insurance purposes and give you a better idea of how much homeowner’s insurance you need to ensure proper coverage.
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Unused Vacation Days Can Be Costly
Would you give up a share of $62 billion? If your answer is no, then you may be a member of the relatively small group of Americans (36 percent) that takes all of the vacation days available to them each year.
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Red Flags for Tax Auditors
No one wants to see an Internal Revenue Service (IRS) auditor show up at his or her door. The IRS can’t audit every American’s tax return, so it relies on guidelines to select the ones most deserving of its attention.
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Six Steps To Financial Independence For Women
Financial independence: Whether you enjoy it or dream about it, it’s a common term that you’ve probably seen in magazine ads, TV commercials and billboards. But what really does financial independence mean, exactly?
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Understanding Credit Reporting
To qualify for the best loans at the lowest rates, borrowers must qualify financially and are scored by lenders using a computerized model for evaluating credit risk, developed by Fair, Isaac, and Company, known as the FICO score. Learn more
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Organizing Your Financial Records and Emergency Forms
Would someone be able to find your important papers during a crisis if you became ill, injured, or incapacitated? It’s a good idea to make sure a trusted family member or friend knows where to find your personal documents.
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5 Benefits of Working in Retirement
In the past, retirement has been portrayed as an ending, a grand exit from your years in the workplace. But the rules are shifting.
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The Drawback Of Target Date Mutual Funds
If the majority of fund management won’t even invest in their own target-date retirement funds….why should you?
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Just How Safe Is An Insurance Company, Really?
When you think about the car you drive, the house you live in, the health plan you use and the life insurance policy you have, it’s not a stretch to say insurance is an intrinsic part of our daily lives.
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Credit Freeze – You should consider it!
It’s been over a year since Equifax, one of the three largest credit reporting agencies in the U.S., revealed they’d been hacked.
What did you do to protect your data?.
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Should Parents Pay for College Tuition?
It’s a pricey question.
College Board estimated the average cost for full-time, in-state students who live on campus at four-year public colleges or universities during the 2017-18 school year is $25,290.
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Just Say NO to Pie Charts!!
Pie charts look nice coming out of a color printer, but they can’t help manage investment risk
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An Investment Advisor’s Blueprint To Making Solid Financial Decisions
A common mistake people make is to give up what they want most for what they only want right now. Pick which goals in your life are most important to you, and make achieving those goals your utmost priority. Then…
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Enjoy Life. Hire Someone To Watch Your 401K
Have you ever thought you’d be happier if you could just pay someone else to do watch your company 401K retirement plan account?
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The 7 Rules of Investing
From 1977 through 1990, Lynch ran one of the most successful mutual funds ever, posting an average annual return of 29%.
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Considering A 401K Rollover?
What to do with an old 401K?
One great thing about a 401K retirement savings plan is that your assets are often portable when you leave a job.
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Have You Checked Out Our Retirement Planning Library?
While retirement planning can seem intimidating, it’s never too early or too late to start preparing for the future.
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Common Financial Terms
We have compiled a list of important financial terms. If you don’t speak personal finance, don’t worry—we’re here to help.
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The Cracking Foundation of the American Consumer
The Shifting Ground of the American Consumer: Finding Opportunity in Change The economic landscape is undergoing a significant transformation, and understanding these shifts is key to positioning your portfolio for what comes next. While headline numbers often mask…
Explanation of current positions
Several clients have told us they are a little overwhelmed by many of the new ETFs, and what their business model and investment objectives are. Below is a short summary of all the ETFs currently in the growth model as of today. If you have any questions, please…
Market Update: Navigating Geopolitical Uncertainty and Your Portfolio
In times of heightened global tension, we know that the daily news cycle can feel overwhelming, particularly when it comes to the safety of your hard-earned wealth. We are writing to you today to provide a brief update on the current market environment and to reassure…
Rate Cut Ahead: Is Your Income Strategy Ready?
Rate Cut Ahead: Is Your Income Strategy Ready? With the Federal Reserve now signaling an 87% chance of cutting interest rates at its upcoming meeting, it is crucial to assess how this shift could impact your financial future—especially if you rely on your portfolio…
Happy Thanksgiving
Wishing You a Happy Thanksgiving As Thanksgiving approaches, we pause to reflect on and appreciate the abundant blessings in our lives, especially the family and friends who enrich our days. We look forward with great anticipation to the coming year and the entire…
Textbook example of the single stock risk!
CAVA: Post-CMG Price Action and Market Context CAVA shares experienced an 11% decline this morning, a notable reaction tied to the recent earnings announcement from industry peer Chipotle (CMG). This price movement reflects speculative investor sentiment, as the…
The Fed Cut Rates: What’s in It for Me?
The Fed lowered short-term interest rates at its September 2025 meeting, but the question on most people’s minds is, “What’s in it for me?” That’s a fair question, so here are some ideas to consider. First-wave changes: Any loan considered “variable rate” can be…
Celebrating Hardworking Americans on Labor Day
Happy Labor Day! 🛠️ Today, we take a moment to recognize and appreciate the hard work of individuals across the nation. Whether you’re relaxing at home or enjoying a well-deserved day off, I hope you’re able to recharge and enjoy this special day. To the builders,…
The Shifting Landscape of U.S. Residential Real Estate
A Decline in First-Time Homeownership and a Surge in Rentals The American housing market is experiencing a notable transformation, characterized by a significant downturn in first-time home purchases and an unprecedented expansion of the rental sector. This shift is…
Investment Ponderings from Jack Reutemann
At dinner this past week with a long-time client, I was asked what I thought of Jim Cramer. I kindly said, “He’s a great speaker, entertainer, and educator, but I’m not sure of his investment advice track record, let me dig up the facts for you.” An Examination of a…
Big Change: No More Pennies
No more passing them by when you see one on the sidewalk. Forget about wasting a couple by putting them in your loafers. And don’t even consider throwing them into a wishing well. The Treasury Department has announced that it is dropping the penny. Officials say the…
This Memorial Day….
Memorial Day is so much more than a long weekend. It is a chance for us to remember those who gave all for this great nation and the freedoms it offers. This Memorial Day, we pay tribute to the lives and legacies of those who made the ultimate sacrifice in serving our…
Stock Pullbacks Are Helpful, Not Hurtful
Do me a favor: print the chart in this email and pin it to your wall. I want you to have a constant reminder that stock prices see pullbacks several times during the year. It’s a normal, healthy part of the investing cycle. Is it unsettling? Very! But when prices turn…