Trusts & Family Wealth Services
Navigating your unique journey takes a partner who is as committed to reaching your financial destination as you are. Regardless of where you are in your journey, Research Financial Strategies is here to help you accumulate wealth, manage the wealth you have created and protect your legacy for generations to come. We are your advocate and nothing is more important than your vision. As your advocate, we help you make informed financial decisions so you may live a richer life. That is why, together, we will chart a course to help you accomplish what is most important to you.
When it comes to Trusts and Family Wealth Advisors, Research Financial Strategies is among the most experienced professionals in the industry. Today’s families are complex, with closely intertwined lifestyle and financial needs. A family’s diverse values, generational differences and varied planning objectives may require a customized approach. We work closely with our clients to create innovative, flexible, and timely solutions that carry out the clients’ interests and maintain the well-being of the beneficiaries.
As an independent wealth advisor and fiduciary, we offer unbiased guidance to clients without undue influence. We are financial stewards of client finances and our guidance is safely driven by what is in our clients’ best interest.
Wealth management is very straightforward. From the client’s perspective, wealth management is simply the science of solving/enhancing his or her financial situation. From the financial advisor’s perspective, wealth management is the ability of an advisor to deliver a full range of financial services and products to a client to help meet the client’s end goals.
We realize how complex your family life and personal life can be. In addition to managing your own affairs, you may be assisting your children as they move out and create lives of their own, or worrying about a parent or older relative who is experiencing difficulty with sustaining an independent lifestyle.
We offer a range of family wealth services designed to address the many issues that you, your parents, your children and your extended family are likely to encounter as you navigate today’s world. We can draw upon expertise in wealth structuring, investment management, credit and banking to offer a thoughtful, integrated wealth plan.
Our Family Wealth Services are designed to help meet your needs, as well as help address the concerns you have for extended family members. Included in our Family Wealth Services are capabilities that you might expect most any financial services provider to offer, plus some that you might not. We have taken a broad approach with Family Wealth Services because we recognize that it may not be possible for you to separate family-related concerns from personal wealth objectives.
Many families begin financial planning when wealth first begins to exceed lifetime spending needs; starting with the implementation of strategies that preserve wealth, protect assets and reduce taxation. In fact, families tend to think of wealth in terms of financial assets with monetary value – marketable securities, the family business, cash and real estate.
At Research Financial Strategies, we share in the common desire to help our clients create and maintain sustainable wealth and income so they can focus on the more important things in life…
DEFINING AND SHARING YOUR FAMILY’S VALUES
Our investment advisors can help you prepare future generations of your family to oversee significant assets and abide by your guiding principles. As your family grows and changes, your Research Financial Strategies advisor will continue to communicate your values and goals.
LET’S GET STARTED
- Define a long-term plan and strategy
- Craft a family mission statement
- Establish a family governance process
- Facilitate ongoing communication and plan regular family meetings
- Educate the next generation about financial responsibility and values-driven wealth management
- Define and implement your philanthropic interests
FAMILY WEALTH EDUCATION
Teaching future generations about wealth
Careful planning and comprehensive education are vital to sustaining your wealth across future generations — this is why our personalized financial education courses are designed to facilitate important conversations among family members about wealth management and your core values.
WE CAN HELP YOU
- Build lessons around key financial points you want younger family members to understand
- Cover the ways in which wealth can affect relationships, values, and major decisions
- Help younger generations understand the financial decisions that play a role in major life events
- Educate your family on trusts, estate planning, loans, identity protection, and more
FOUNDATION ADVISORY SERVICES
Realizing your charitable vision
Many families find that establishing a private foundation is the best way to cultivate their philanthropic work while potentially enjoying tax savings. A private foundation provides the opportunity for involvement, the flexibility to support multiple organizations, and a structure to guide your charitable vision.
Our foundation advisory services are designed to streamline the responsibilities that come with establishing and managing a private foundation. The services are flexible and personalized; your senior family advisor can manage all aspects of your foundation or step in only when you need specific solutions.
ADVISING FOR YOUR CHARITABLE SUCCESS
Why Research Financial Strategies?
We act as fiduciaries. Simply put, we must act in our clients’ best interests at all times. Additionally, our clients never experience a corporate “push” of proprietary products. Our independence allows us to provide specific investment and/or financial planning recommendations without any exclusive affiliations to sway our focus from keeping your interests and needs first. This objectivity safeguards that we will always view planning and investment strategies solely in the well-being of your overall financial picture.
Our Services
Retirement Planning
Achieving financial success requires significant planning and preparation, but this should not come at the expense of securing a comfortable life in retirement.
Wealth Management
By aligning with a fiduciary wealth advisor, a trust has an advocate to help achieve long-term financial security.
Insurance Review
Protecting the properties, assets, and lifestyles of those with wealth requires sophisticated expertise, tailored solutions, strict privacy, and exceptional service that can only be achieved through a trusted advisor relationship with a qualified insurance broker.
Mortgages/Real Estate Planning
It’s of utmost importance that when planning for the future, a family or trust takes into consideration their finances- mortgages and real estate stability being an important part of their financial future.
Charitable Giving
Many families look back to their communities to give back to their favorite charities. Charitable giving can make a huge impact not only on fundraising but can build local awareness for a fundraising campaign. We can help with your most personal financial decisions.
Family College Savings Plans
Many family trusts are established with the desire to take care of their families. One way to help ensure success of siblings and other family members is to set up a college saving plan. Success breeds success. We can help.
Family Trusts
Family trusts & estate planning can be a challenge no matter how big or small the estate.. For most clients, estate planning takes into account wealth that will be accumulated over many years.
Large Purchase Counseling
Very often with new found wealth comes the desire to spend it. With a solid and responsible financial plan in place, these large purchases can be enjoyed for a lifetime and even for many generations.
What Drives Us
Our Mission
One of the common mistakes families make when they build out their team of advisors is to assume that their local family financial advisor is qualified to work with them. Unfortunately, one size does not fit all. And experience counts.
Most financial advisors may be able to construct an standard, cookie cutter investment portfolio. But very few specialize in working with trusts and family wealth. Plus, many are often targets of lawsuits, investment scams, and the other complexities that come along with being a financial standout in today’s world.
Working with trusts and family wealth requires a comprehensive approach – looking at their entire financial picture. Both today and in the future, not just investments.
Family trusts of all sizes always will have very unique financial needs. Evaluating and planning not only in the short term but also for long-term needs is an especially important step for them. An objective and experienced advisor is an important partner to create comprehensive financial plans that address the present as well as the future.
Our team of financial professionals are well equipped and understand the unique challenges that awaits ahead for you. At Research Financial Strategies, we take a unique approach to a financial plan tailored around “YOU”, our client:
- Discovery – seeking to understand what your goals and visions are on & off the field and what roadblocks may be in the way.
- Game Plan – creating a tailored plan and strategy is the key to success in your career and your financial life; helping take you to the finish line.
- Execution – implementing the game plan designed to make your incredible visions a reality.
- Reevaluate – continually working with you to review and maintain the implemented game plan and ensuring it evolves as you do. As life happens, we will be there with you.
At Research Financial Strategies, our success depends upon a detailed understanding of the needs of each of our clients. The foundation of our strategy is an in-depth discovery process, allowing us the ability to best understand your concerns, goals and values. It is recognized that your financial future represents a significant emotional investment, but we also know that it is critical to manage that future with process and logic rather than emotional reactions. Our team will create a detailed plan custom-made to your unique situation. Research Financial Strategies proprietary methodology that leverages technical analysis means we can avoid the pitfalls of institutionalized money management—and focus instead on achieving real returns for each client.
When you’re choosing a Wealth Manager, you need to be sure they’ll listen to your requirements and support you in achieving your objectives. With Research Financial Strategies, you can be confident that together, we will develop a relationship on your terms.
We are here for you!
Contact us today for a no obligation meeting.