Juan is responsible for investment strategy and counseling for RFS' clients. Juan specializes in a comprehensive financial planning approach that integrates investments with insurance, retirement, and estate planning. He brings unique perspectives to the firm having worked for a large Wall Street wirehouse and now for the country's largest fee based independent, LPL. Juan began his career as a financial advisor with Smith Barney. Prior to Smith Barney, Juan worked as a senior consultant with Cap Gemini, Ernst and Young, one of the world's largest management consulting firms. He received his BA from Yale University and an MBA from Cornell University.